Real Estate Information Archive


Displaying blog entries 1-10 of 13

Those of us who remember...

by The Barringer Team

Hollywood Squares: 

These great questions and answers are from the days when ' Hollywood Squares' game show responses were spontaneous, not scripted, as they are now. Peter Marshall was the host asking the questions, of course.. 

Q. Paul, what is a good reason for pounding meat? 
A. Paul Lynde: Loneliness!
(The audience laughed so long and so hard it took up almost 15 minutes of the show!)

Q. Do female frogs croak? 
A. Paul Lynde: If you hold their little heads under water long enough. 

If you're going to make a parachute jump, at least how high should you be?
A. Charley Weaver: Three days of steady drinking should do it. 

 True or False, a pea can last as long as 5,000 years.. 
A. George Gobel: Boy, it sure seems that way sometimes. 

 You've been having trouble going to sleep. Are you probably a man or a woman? 
A. Don Knotts: That's what's been keeping me awake. 

According to Cosmopolitan, if you meet a stranger at a party and you think that he is attractive, is it okay to come out and ask him if he's married? 
A.. Rose Marie: No wait until morning. 

 Which of your five senses tends to diminish as you get older? 
A. Charley Weaver: My sense of decency.. 

 In Hawaiian, does it take more than three words to say 'I Love You'? 
A. Vincent Price: No, you can say it with a pineapple and a twenty.. 

 What are 'Do It,' 'I Can Help,' and 'I Can't Get Enough'?
A. George Gobel: I don't know, but it's coming from the next apartment. 

 As you grow older, do you tend to gesture more or less with your hands while talking? 
A.. Rose Marie: You ask me one more growing old question Peter, and I'll give you a gesture you'll never forget.

 Paul, why do Hell's Angels wear leather? 
A. Paul Lynde: Because chiffon wrinkles too easily. 

 Charley, you've just decided to grow strawberries. Are you going to get any during the first year? 
A. Charley Weaver: Of course not, I'm too busy growing strawberries. 

 In bowling, what's a perfect score? 
A. Rose Marie: Ralph, the pin boy. 

It is considered in bad taste to discuss two subjects at nudist camps. One is politics, what is the other?
A. Paul Lynde: Tape measures. 

 During a tornado, are you safer in the bedroom or in the closet?
A.. Rose Marie: Unfortunately Peter, I'm always safe in the bedroom. 

 Can boys join the Camp Fire Girls? 
A. Marty Allen: Only after lights out. 

 When you pat a dog on its head he will wag his tail. What will a goose do? 
A. Paul Lynde: Make him bark? 

 If you were pregnant for two years, what would you give birth to? 
A.. Paul Lynde: Whatever it is, it would never be afraid of the dark. 

 According to Ann Landers, is there anything wrong with getting into the habit of kissing a lot of people? 
A. Charley Weaver: It got me out of the army. 

 It is the most abused and neglected part of your body, what is it? 
A. Paul Lynde: Mine may be abused, but it certainly isn't neglected. 

Back in the old days, when Great Grandpa put horseradish on his head, what was he trying to do? 
A. George Gobel: Get it in his mouth. 

 Who stays pregnant for a longer period of time, your wife or your elephant? 
A. Paul Lynde: Who told you about my elephant? 

When a couple have a baby, who is responsible for its sex? 
A. Charley Weaver: I'll lend him the car, the rest is up to him 

 Jackie Gleason recently revealed that he firmly believes in them and has actually seen them on at least two occasions. What are they? 
A. Charley Weaver: His feet. 

 According to Ann Landers, what are two things you should never do in bed? 
A. Paul Lynde: Point and laugh


Is Now a Good Time to Buy?

by The Barringer Team


And here is why…… 

I know prices are dropping still (although last month they went up slightly) but is this a good time to buy?  The answer is a resounding YES.  If you bought a $200,000 dollar home (and for the purpose of illustration obtained a $200,000 loan), and that house drops 10% in the next year the math is easy, you just lost $20,000   BUT - and this is a big BUT - if you obtained a loan today for that house at 4.25%, and if that same loan in one year costs 6% then the difference in payment is a lot LESS if you buy the house now.  ($200k @ 4.25% = $984 / $200k @ 6.0% = $1,199) for a difference of $215 every month  Over 30 years that difference is a whopping $77,400!  One thing we have been assured of is that interest rates have to and eventually will be going up as the economy improves.

East of Eden

by The Barringer Team

Courtesy photo

Frankie, a sweet, playful dog with lots of energy, is about 10 months old. He loves attention and will usually roll onto his back for a belly rub. He learns quickly and wants to please.

Frankie loves the water and will take a nap in the kiddie pool when it’s too hot. Frankie is still young, so he needs lots of attention and exercise. He gets along great with other dogs, ignores cats and even lets chickens eat his food. He loves people of all ages.

Frankie is crate trained, housebroken, neutered, up to date on all medications and micro-chipped.

• East of Eden is a rescue group. Its volunteers are at Petco, 2888 Grant Line Road, from noon to 3 p.m. Saturdays. 815-5186.

At the Shelter

by The Barringer Team

Desi is a 2-year-old female Great Dane mix available for adoption at the Tracy Animal Shelter.

Also available are Phillip, a 2-year-old male dachshund mix, and many adult cats and kittens. 

The shelter staff seeks donations of canned or dry dog food and washcloths.

• The Tracy Animal Shelter, 370 Arbor Road, is open from noon to 5:30 p.m. Tuesdays through Saturdays. For information: 831-6364.

Welcome Judi!

by The Barringer Team

I never thought we would have another cat in our home again.  After saying goodbye to our black cat Boo, who was 17 years old, I thought that was it for cats.  Until last month....

I spent 2 nights at Kaiser Hospital because I was experiencing very rapid heart beats and I went to the ER.  Its called tacardia and I have been going through this for a year now.  Anyway, I went Friday at about 5:00 because I got light headed also.  They kept me there in the ER for 6 hours.  I told them they better give me some medicine and get me better because Bill and I had tickets to see Paul McCartney Saturday in San Francisco. They would not listen to me and sent me up to the ICU. The nurse said to me, " What is it you want, Paul McCartney or death?"  I said I would die happy but Bill wouldn't go for it. They did calm down the heart rate so I still had to stay.

When Bill left the hospital about 3:00 in the morning, on his way to the car, there was this tiny kitten just meowing and following him.  The poor little thing was starving and all alone.  Bill, if you know him, is a total animal lover and could not ignore this little one.  He took her home and did the best he could to make her safe.  When he came back to the hospital, he broke the news to me that we have a guest. 

Anyway, when I got home the next day, the first thing I did was care for this very tiny baby. She must have been only 4 or 5 weeks old.  She needed a bath to get rid of the fleas and lots of food.  We went shopping and got her a great townhouse to stay in to keep her away from our beloved dogs.  She has now more than doubled her weight and is taking over the house.  The dogs actually like to play with her and I think she really thinks she is a dog.  I swear I heard her trying to bark! 

Well, we ended up naming her Jude (for you know, Hey Jude!) just to remind me of the missed concert.  I think she is a fine addition to our family and I realized that I really missed having a cat around. 


Fannie Mae’s “Home Path” could be your path to homeownership.

by The Barringer Team

As many of you know Fannie Mae is one of the largest insurers of mortgages in the nation. They have a lot of homes to sell.  To make it easier for potential homebuyers Fannie Mae introduced their Home Path financing program.  Much like an FHA loan (which Fannie Mae also insures) it was designed to provide an easier “path” to homeownership for qualified buyers.  Some of the highlights of the program include: 

A minimum down payment of 3% required for a principle residence.  Like FHA this can be a gift. 

No mortgage insurance required.  The loan is self insured therefore the rate will adjust depending on the down payment. This avoids the borrower having to deal with a separate mortgage insurance company and their guidelines.

No appraisal needed.  This eliminates a $450-500 fee for the borrower.

You do NOT need to be a first time buyer and Investors can purchase with as little as a 10% down payment.  It can also be a second home.

This “home path” financing is not for everyone but all borrowers should look down this path when available.  The Barringer Team will be able to tell you if the home you are looking at qualifies for this program.  Enjoy looking for your new home.


Alex Alvarez

Alex Alvarez is the sales manager of Wells Fargo in Tracy CA.  He holds a BS in Business Finance and a Minor in Economics.  He has been in lending since 1988 and has lived in Tracy since 1994.  To contact Alex please call him at 800 399 1820.

The Right Agent

by The Barringer Team

It is true, over 80% of home buyers in the country began their home home search online last year.  This is a significant number and yet the majority of the Real Estate agents continue to market homes with traditional methods that do not tap into this huge pool of prospective home buyers.  Today's technology allows agents easy access to the internet, yet few have learned the secrets that will truly give them access to the home buying public.  As I look around the Tracy market area I see very few agents marketing homes in any other way than the same methods that were employed a decade or more ago.  The fact is that the purchasing habits of the consumer have changed and yet the industry that feeds potential home buyers their information lags painfully behind.  This trend is certainly not going to change in the future.  In fact new technology with video, etc. is going to attract even more potential home buyers to the internet for their home search.

My suggestion here is that if you are going to be selling a home, do your research.  Find an agent who understands internet marketing and has taken the time to build the systems that will truly put your home in front of millions of potential buyers on the internet.  Don't be fooled by the fact that some agents will try to convince you that traditional home marketing methods still work.  The true fact is that the agent who can serve you best most likely is no longer using traditional marketing methods. The numbers tell the story.  With 80%+ of all home buyers finding homes on the internet, if you want to sell in this market you need an expert who knows precisely how to tap into this growing buyer pool.

Not on my Best Day

by The Barringer Team

Found Baby

by The Barringer Team


This adorable dog was found near Parkside/Spring Court in Tracy without a collar. He is very nice and well mannered. Needs help finding his owner or a home.



Fewer U.S. homeowners have ‘underwater mortgages’

by The Barringer Team

A smaller percentage of U.S. homeowners were saddled with "underwater mortgages" in the second quarter as more homes entered the foreclosure process even as price declines slowed, real estate Web site said on Monday.

Fewer homeowners with so-called underwater mortgages, where the amount owed on the mortgage exceeds the home's value, is nevertheless a positive for the housing market as it could portend fewer defaults and foreclosures down the road.

The percentage of American single-family homes with mortgages in negative equity fell to 21.5 percent in the second quarter from 23.3 percent in the first quarter and 23 percent a year ago, according to the Zillow Real Estate Market Reports.

These underwater mortgages are one of the biggest banes of homeowners since negative equity makes many of them unqualified for home loan refinancing and prevents some from selling.

It is too soon to say for sure, but this could be the first indication that the national home foreclosure rate is going to start slowing down.  Another quarter of improvement will give us a better indication if this is an actual trend.

Have An Awesome Week!

Displaying blog entries 1-10 of 13




Contact Information

The Barringer Team
Century 21 M&M and Associates
912 W 11th Street
Tracy CA 95376
Fax: 209-229-7426
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